Terms of Service

This document has not been published yet. These Terms of Service ("Terms") are a binding agreement between you and [legal entity name], a [state of formation] [entity type] trading as NavJ Casino ("we," "us," "the platform"). By creating an account, accessing the platform, or participating in any promotion, you accept these Terms. If you do not accept them, do not create an account. Section 14 contains an arbitration agreement and a class-action waiver that affect how disputes between us are resolved, and explains how to opt out of it.

1. WHAT THIS PLATFORM IS. NavJ Casino is a social sweepstakes gaming platform. It is not a casino, a sportsbook, or a real-money gambling service. Games are played with two virtual currencies described in the Sweepstakes Rules. Gold Coins have no monetary value and can never be redeemed for cash, goods, or any other prize. Sweeps Coins may be redeemed for prizes subject to the eligibility, playthrough, and verification conditions set out in the Sweepstakes Rules. NO PURCHASE IS NECESSARY to obtain Sweeps Coins or to participate; a free method of entry is described in the Sweepstakes Rules and is available to every eligible person on equal terms.

2. ELIGIBILITY. You must be at least 18 years old and a legal resident of an eligible jurisdiction. The platform is not available in [excluded states and territories], and we may add or remove jurisdictions at any time to comply with applicable law. Employees, officers, and directors of the operator and its affiliates, and their immediate family and household members, are not eligible. One account per person, per household, per device. You are responsible for determining whether your participation is lawful where you live, and you may not use a VPN, proxy, or any other means to misrepresent your location.

3. YOUR ACCOUNT. You must register with accurate, current, and complete information and keep it up to date. You are responsible for all activity under your account and for keeping your credentials secure. Notify us immediately at [support email] if you suspect unauthorised access. We may require identity verification at any time, and will require it before processing a redemption. We may suspend an account, withhold a redemption, or both, while verification is pending. Providing false information is grounds for closure and for forfeiture of any unredeemed Sweeps Coins.

4. YOUR WALLET AND PLAYTHROUGH. Purchases of Gold Coin packages are final and non-refundable except where the law requires otherwise. Sweeps Coins received with a purchase, or through any free method of entry, must be played through one time (1x) before the resulting balance becomes eligible for redemption. Your balance shows the redeemable and non-redeemable portions separately at all times. Virtual currency is a limited licence to use the platform's features. It is not your property, carries no cash value while held, cannot be transferred between accounts, sold, or bequeathed, and expires on account closure.

5. REDEMPTION. Redemption is subject to the Sweepstakes Rules, successful identity verification, a minimum of [minimum], and the limits shown at the time of the request. Deposit and redemption limits vary by payment method and are displayed before you confirm. Redemptions are paid only to a verified payment method held in your own name. We may decline a redemption where we reasonably believe fraud, collusion, bonus abuse, chargeback abuse, or a breach of these Terms has occurred, or where the law requires it. We are not a bank, we hold no funds on deposit for you, and balances are not insured.

6. GAME LOADS AND THIRD-PARTY GAMES. Some games run on third-party platforms. Moving coins to and from those platforms is confirmed by our staff and is not instantaneous. We are not responsible for the availability, content, or conduct of third-party game platforms, and their own terms may also apply to you.

7. PROHIBITED CONDUCT. You must not use bots, scripts, or automation; exploit a bug, error, or mispriced promotion; open multiple accounts; collude with other players; use another person's identity or payment method; reverse-engineer or interfere with the platform; or use the platform for money laundering or any other unlawful purpose. We may void any balance obtained through any of the above.

8. MALFUNCTIONS. Malfunction voids all plays and pays. Where a game, promotion, or balance is affected by hardware, software, or human error, we may correct the error and adjust the affected balance. Our records are the authoritative record of play.

9. SUSPENSION AND CLOSURE. You may close your account at any time by contacting support. We may suspend or close an account, with or without notice where the law allows, for breach of these Terms, suspected fraud, regulatory requirement, or risk to the platform or to other players. On closure we will pay out any verified, redeemable balance that is not subject to an ongoing investigation. Non-redeemable balances are forfeited.

10. INTELLECTUAL PROPERTY. The platform, its software, trademarks, and content are owned by us or our licensors. You receive a limited, revocable, non-exclusive, non-transferable licence to use the platform for personal, non-commercial entertainment only.

11. ELECTRONIC COMMUNICATIONS. You consent to receive communications from us electronically, including notices required by law, at the email address registered to your account. Electronic notices satisfy any legal requirement that a communication be in writing. Keep your email address current; a notice sent to the address on file is effective when sent. You may withdraw this consent by closing your account.

12. DISCLAIMERS. The platform is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law. We do not warrant uninterrupted or error-free operation. Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you.

13. LIMITATION OF LIABILITY AND INDEMNITY. To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or goodwill. Our total aggregate liability for any claim is limited to the greater of US$100 or the total amount you paid us in the twelve months preceding the claim. Some jurisdictions do not allow these limits, so they may not apply to you. You agree to indemnify and hold us harmless from claims arising out of your breach of these Terms, your misuse of the platform, or your violation of any law or third-party right.

14. DISPUTES, ARBITRATION, AND CLASS-ACTION WAIVER. PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS. (a) Informal resolution first. Before starting an arbitration, you agree to contact us at [support email] with a written description of the dispute and the relief you seek, and to give us 60 days to resolve it. (b) Agreement to arbitrate. If we cannot resolve it, you and we agree that any dispute arising out of or relating to these Terms or the platform will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs this section. The arbitrator decides all issues except that a court decides whether the class-action waiver in (d) is enforceable. (c) Exceptions. Either of us may bring an individual claim in small-claims court, and either of us may seek injunctive relief in court for infringement or misuse of intellectual property. (d) Class-action waiver. DISPUTES WILL BE ARBITRATED ONLY ON AN INDIVIDUAL BASIS. YOU AND WE WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. If this waiver is found unenforceable as to a particular claim, that claim alone proceeds in court and the rest of this section still applies. (e) Your right to opt out. You may opt out of this arbitration agreement by sending written notice to [registered address] within 30 days of first accepting these Terms, stating your name, the email registered to your account, and that you opt out of arbitration. Opting out costs you nothing and does not affect your account or any other part of these Terms. (f) Governing law. These Terms are governed by the laws of [governing law state], without regard to its conflict-of-law rules. Nothing in this section limits any right you have that cannot be waived under the law of the state where you live.

15. CHANGES. We may amend these Terms. Material changes take effect 30 days after we notify you, and we will ask you to accept the new version. Continuing to use the platform after that date means you accept the amended Terms.

16. CONTACT. [legal entity name], [registered address]. Support: [support email].

The text above is complete. What is missing is the company’s own details — its registered name and address, the addresses that receive mail-in entries and winners-list requests, and the states it does not operate in. Those are filled in one place, and until they are, the document still reads “[legal entity name]” in places and cannot be relied on.

If you need this information before then, please contact support.